Course Details
· Cash Flow Analysis: Constructing the Cash Flow Statement
Duration: 120 Min Code: 20101
In this training course, you will learn how to construct a cash flow statement by reversing the effects of accrual-based accounting methods so you can determine the underlying cash flows. Contains lots of practice exercises giving the viewer an opportunity to apply what they’ve learned.
· Cash Flow Analysis: Interpreting the Cash Flow Statement
Duration: 90 Min Code: 20102
In this course, you will learn to analyze and interpret a company’s historical cash flows and use this information to better understand the risks of repayment. This information will also enable you to detect potential problems earlier. The bottom line will be better loan decisions and fewer loan losses.
· Cash Flow Analysis: Introduction and Accounting Review
Duration: 90 Min Code: 20100
In this course, you’ll learn current cash flow concepts and techniques. You’ll also have an opportunity to practice and apply the skills you learn using case studies taken from actual loan files. Additional topics covered include: The importance of cash flow, what cash flow is and is not, and the differences between cash-based and accrual-based accounting.
· Financial Accounting: GAAP and Asset Recognition
Duration: 120 Min Code: 20105
With completion of this course, users will be able to recognize the basics of Generally Accepted Accounting Principals (GAAP), determine when and how much revenue or expenses are recognized on the income statement, and identify how accounting methods relate to major current and noncurrent assets on the balance sheet.
· Financial Accounting: GAAP, Liabilities and Stockholders’ Equity
Duration: 120 Min Code: 20106
This course examines the basics of Generally Accepted Accounting Principals (GAAP), when and how to account for major current and long-term liabilities on the balance sheet, how to account for changes in stockholders’ equity, and the limitations of a financial statement.
· Financial Accounting: The Basic Financial Statements
Duration: 120 Min Code: 20104
This program examines the following topics: determine the differences between cash based and accrual-based accounting, how to make adjusting and closing entries to accounts, recognize income statements and the balance sheet, identify what comprises the accountant’s opinion letter and footnotes to the financial statements.
· Financial Accounting: Understanding the Accounting Cycle
Duration: 120 Min Code: 20103
Accounting is the language of business, and all loan personnel need to be fluent in this language. This course will enable any credit analyst or loan officer to learn what is necessary about accounting and financial statements, such as the role of accounting in business, the general framework of the accounting process, basic account equations, and the importance of internal control.
· Lending: Analyzing Personal Financial Statements
Duration: 60 Min Code: 20095
Effectively analyzing a personal financial statement is an integral part of the loan process. Successful loan officers must learn to correctly analyze and identify potential risk factors from a personal financial statement. This course will teach you how to make better loan decisions.
· Lending: Analyzing Personal Tax Returns
Duration: 60 Min Code: 20094
One of the more valuable tools a loan officer may have is the personal tax return. Since the IRS will impose severe penalties for giving false information, this document is more accurate than many other credit sources. Borrowers seldom overstate their income or understate their expenses to the IRS. Upon completion of this course, employees will be able to determine the importance of the tax return and when to use it, identify the significant parties involved in the tax return, recognize how to use the tax return to identify income sources, major expenses, potential liabilities, and risks, determine how to use the tax return to verify information obtained from other credit sources, especially the personal financial statement and loan application, and select ways to make better loan decisions.
· Reg K: International Banking Operations
Duration: 10 Min Code: 20224
This compliance brief discusses the rules by which bank holding companies must abide with respect to mergers and acquisitions, permissible nonbanking activities, and qualifications for becoming a financial holding company.
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